Bank of America Credit Card Activation

Activating a Bank of America Credit Card

Have you been approved for a new credit card through Bank of America? If so, you will likely enjoy years of service from one of America’s largest banking institutions – and you’ll need to activate your card before you can use it. Below, you’ll find a complete guide to activating a Bank of America card.

Bank of America offers a variety of different credit and debit cards for their customers. Their offerings include cash back and rewards cards, as well as lines of credit designed especially for small business owners.

Activate Your BoA Card Online

The easiest way to activate your new card is through BoA’s online activation portal. Begin by visiting the site here: Once you’ve connected, you will be prompted to enter your online banking User ID and password.

NOTE: If you’re not currently enrolled as an online banking customer with Bank of America, you’ll be able to do so now. Be sure to take advantage of all the great benefits once you do!

Once you’ve logged in, you will need to enter your card’s 16-digit number and expiration date. You will also be prompted to enter the three-digit security code that’s located on the back of your new card.

Activating a Bank of America Card Over the Phone

Online activation is the faster way to activate your card, but Bank of America also provides other methods for those who are having difficulty or can’t access the internet. Simply call BoA’s toll free helpline for assistance:

Bank of America Customer Service: 1-800-432-100

Alternatively, you can all BoA card services: 1-800-732-9194

Quick & Easy Activation Instructions

This link will redirect to Bank of America’s secure activation site. Enter the requested information and your card will be active in no time!

Tips for New Credit Card Users:

  • To decrease the likelihood of identity theft, sign the back of your card before using it.
  • Be sure to read your cardholder agreement carefully.

Get the most out of your new card! Familiarize yourself with all of the card’s benefits and use them; sometimes perks like car rental insurance or roadside assistance are buried in the fine print of the cardholder agreement.