Discover offers a lucrative line of credit that also comes with some amazing rewards. Every quarter, card holders earn up to 5% cash back on specific purchases. Extended warranties, purchase and price protections, along with return guarantees are all present on every account.
The consumer program for Discover is called “It.” Three cards are available in this line. There is the standard card, which offers 1% cash back on all purchases and 5% on rotating categories. The Chrome line of credit offers 2% cash back at restaurants and gas stations for up to $1,000 in purchases and 1% cash back on everything else.
The Miles card offers 1.5 miles per dollar spent using the Discover Card.
Contact the Discover credit card activation phone number for help with the activation process. Call 1 (800) 347-2683 in the United States or (801) 902-3100. A Discover card activation can also occur on the TDD line: 1 (800) 347-7449.
You can also live chat with customer service or activate your card online.
What You Will Need to Complete the Discover Card Activate
To complete the Discover activate process online, you will need to have your credit card present and either log into your online dashboard or provide personal information.
New account holders will need to provide their date of birth, their card number and expiration date, and the last 4 digits of their Social Security Number in the United States to complete the online activation process without logging into their account.
The 3-digit identification sequence that is printed on the Discover card must also be provided. This is not the security number that follows the credit card number for your new line of credit. It is another 3-digit number that begins with an “A” on the card. For the standard It card, this number is located underneath the Discover, Diners Club, and Pulse logos on the rear right corner of the card.
If you have an older Discover account that is not associated with the It accounts, you will find this number to the right of the signature box on the back of the card.
What Else Does a Discover Card Offer?
Once you complete the Discover card activation, you’ll be able to use your card at over 97% of US retailers and many online stores. Several stores, including GAP, Kohl’s, and Walmart offer a 5% cash back bonus when using this card to make a purchase.
Some retailers, such as Under Armour, offer up to 15% cash back with an online purchase.
A new line of credit with Discover comes with no annual fee, cash back rewards that never expire, and additional bonuses. Some new card holders may qualify for a matching bonus where Discover will match all the cash back they’ve earned over the first 12 months of their account.
Discover will also provide each consumer with access to their FICO credit score without a fee once per month. The APR on new accounts is between 11.74%-23.74%, based on the Prime Rate, and a 3% fee applies to each balance transfer.
View for more information about the Discover Credit Card.