Refresh Financial helps consumers to start building their credit score by using the money they already have at home.
Instead of providing a credit line that creates new debt, this financial services company offers secured deposits from money you send to start the account.
That means you work from a credit line based on the amount you choose.
If you are unable to make payments on your credit card, Refresh Financial will pay the amount you’ve spent from the deposit you sent in to activate this account. Anything that remains gets returned to you in a funds transfer.
Credit limits on the secured Visa® card range from $200 to $10,000. You can also get a credit builder loan of up to $25,000.
How to Activate a Refresh Financial Credit Card Online
The fastest way to activate your Refresh Financial credit card is to visit the activation website. You will complete a three-step process to have your new account ready to use in just minutes.
You’ll first choose your language preference, selecting either English or French.
The second step involves offering your email address and postal code to verify that you have an account with Refresh Financial.
On the final step, you will enter your credit card information to verify the account’s details. Enter the info at the prompts as requested, and you’ll be able to use your new credit line for purchases.
All account holders must follow this activation process, even though you’re using a secured credit card.
Activate My Refresh Financial Credit Card By Phone
If you had trouble activating your Refresh Financial credit card with the online process, you could speak with your Relationship Manager to finish the steps over the phone.
You can call 1 (800) 746-4840 to receive the assistance needed to complete the activation. The representative may ask you for the same information that you were prompted to enter on the website.
When you applied for your secured card, several personal information items were required. You would have supplied your legal first and last name, email, phone, and province.
Refresh Financial would have asked you to verify your email before continuing with the application. That’s when you would have chosen your “pack” and finished the digital details of this secured account.
If the information supplied over the phone doesn’t match those items, you will be unable to complete the activation process for your Refresh Financial credit card.
More information about this opportunity can be found on the company’s website.